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NHS access context
Why some people compare private medical insurance
Private medical insurance is not a replacement for the NHS, emergency care or urgent treatment pathways. Our Treatment Access Index gives wider context on NHS pressure across planned treatment, diagnostics, cancer pathways, A&E flow and patient access sentiment, so you can compare PMI with clearer expectations.
The index is background information only. Your own cover options depend on your policy, underwriting, exclusions and insurer rules.